百信银行服务价目表

AiBank Service Price Lists

第一章,免费服务项目表Chapter I Free Service Items

1.1 国内结算业务Domestic Settlement Business

编号
Item No.
服务项目
Service Items
服务价格
Service Price
适用对象
Targeted Customers
备注
Remarks
优惠政策
Promotion
MF001 人民币个人账户类
RMB personal account
本行个人账户的开户手续费和销户手续费
Handling fee for opening/closing personal savings account with aiBank
免费
Free of charge
个人客户
Personal customers
   
MF002 同城本行转账手续费
aiBank transfer fee
免费
Free of charge
个人客户
Personal customers
1.“同城”范围不小于地级市行政区划,同一直辖市、省会城市、计划单列市列入同城范畴
1."Local" refers to the place no smaller than a prefecture-level city, including a municipality directly under the central government, provincial capital and municipality with independent planning status
2.贷记卡账户除外
2.Except credit card account
 
MF003 密码修改手续费和密码重置/挂失手续费
Password modification/resetting/loss report fee
免费
Free of charge
个人客户
Personal customers
   
MF004 通过本行电子银行提供的境内本行查询服务收费
Domestic aiBank inquiry service fee through E-banking
免费
Free of charge
个人客户
Personal customers
   
MF005 已签约开立的账户年费和账户管理费(含小额账户管理费)
Annual fee and (small-value) account management fee
免费
Free of charge
个人客户
Personal customers
   
MF006 向救灾专用账户捐款的跨行转账手续费、电子汇划费
Inter-bank transfer fee,electronic remittance & transfer fee for donation to special account for disaster relief
免费
Free of charge
个人客户
Personal customers
   
MF007 以电子方式提供12个月内(含)本行对账单的收费
Fee for aiBank electronic statement within 12 months (inclusive)
免费
Free of charge
个人客户
Personal customers
   

1.2 电子银行业务E-banking

编号
Item No.
服务项目
Service Items
服务价格
Service Price
适用对象
Targeted Customers
备注
Remarks
优惠政策
Promotion
MF009 移动银行
Mobile banking
开通/注销移动银行服务及移动银行暂停/启用
Register for/cancel mobile banking service and suspend/enable mobile banking service
免费
Free of charge
个人客户
Personal customers
   
MF010 移动银行账户签约/解约、客户资料查询/修改及本行账务查询
Register for/cancel mobile banking account, check/update customer information and check aiBank account
免费
Free of charge
个人客户
Personal customers
   
MF011 移动银行定活互转
Fixed-current transfer
免费
Free of charge
个人客户
Personal customers
   

第二章,收费服务价目表Chapter II Price List of Paid Services

2.1 政府定价与政府指导价-国内结算业务Government Pricing and Government Guidance Price-Domestic Settlement Business

编号
Item No.
服务项目
Service Items
服务内容
Service Functions
服务价格
Service Price
适用对象
Targeted Customers
定价形式
Pricing Form
优惠政策
Promotion
文号
Ref. No.
ZF001 个人跨行柜台转账汇款手续费
Counter-based inter-bank remittance fee for personal customers
通过柜台将个人客户的资金从本行账户(不含信用卡)转移到其他银行(含同城和异地)的账户;转账范围包括向其他银行的本人、其他个人或单位的账户进行资金转移
Transfer the funds of personal customer from a CITIC Bank account (excluding credit card) to an account with other banks (including local and non-local banks) over the counter; support transferring funds to the applicant's account with other banks, account of other person or company with other banks.
每笔0.2万元以下(含0.2万元),收费2元; 0.2万-0.5万元(含0.5万元),收费5元; 0.5万-1万元(含1万元),收费10元;1万-5万元(含5万元),收费15元; 5万元以上,按汇款金额的0.03%收取,最高收费50元
RMB2 for each transaction below RMB2,000 (inclusive); RMB5 for each transaction of RMB2,000 to RMB5,000 (inclusive); RMB10 for each transaction of RMB5,000 to RMB10,000 (inclusive); RMB15 for each transaction of RMB10,000 to RMB50,000 (inclusive); 0.03% of remittance amount, maximum RMB50 for each transaction above RMB50,000.
个人客户
Personal customers
政府指导价
Government guidance price
1.优惠期(2017.12.5-2018.3.4)内免费
1.No fee during the preferential period (from December 5, 2017 to March 4, 2018)
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
发改价格[2014]268号
F.G.J.G.[2014]No.268
ZF002 对公跨行柜台转账汇款手续费
Counter-based inter-bank remittance fee for corporate customers
通过柜台将对公客户的资金从本行账户转移到其他银行(含同城和异地)的账户;转账范围包括向其他银行的本人、其他个人或单位的账户进行资金转移
Transfer the funds of corporate customer from a CITIC Bank account to an account with other banks (including local and non-local banks) over the counter; support transferring funds to the applicant's account with other banks, account of other person or company with other banks.
每笔1万元以下(含1万元),收费5元; 1万-10万元(含10万元),收费10元; 10万-50万元(含50万元),收费15元; 50万-100万元(含100万元),收费20元;100万元以上,按汇款金额的0.002%收取,最高收费200元
RMB5 for each transaction below RMB10,000 (inclusive); RMB10 for each transaction of RMB10,000 to RMB100,000 (inclusive); RMB15 for each transaction of RMB100,000 to RMB500,000 (inclusive); RMB20 for each transaction of RMB500,000 to RMB1 million (inclusive); 0.002% of remittance amount for each transaction above RMB1 million, maximum service price is RMB200.
对公客户
Corporate customers
政府指导价
Government guidance price
1.优惠期(2017.12.5-2018.3.4)内免费
1.No fee during the preferential period (from December 5, 2017 to March 4, 2018)
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
发改价格[2014]268号
F.G.J.G.[2014]No.268

2.2 市场调节价-国内结算业务Market-adjusted Prices-Domestic Settlement Business

一、鉴证服务Attestation Service
编号
Item No.
服务项目
Service Items
服务内容
Service Functions
服务价格
Service Price
适用对象
Targeted Customers
优惠政策
Promotion
GN001 个人存款证明
Personal deposit certificate
为客户开立电子个人存款证明
Issue electronic personal deposit certificate
1.境内居民:10元/份;
1. Domestic residents: RMB10 for each one;
2.非境内居民:20元/份
2. Non-domestic residents: RMB20 for each one
个人客户
Personal customers
1.优惠期(2017.12.5-2018.3.4)内免费
1.No fee during the preferential period (from December 5, 2017 to March 4, 2018)
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
二、其他国内结算业务Other Domestic Settlement Business
编号
Item No.
服务项目
Service Items
服务内容
Service Functions
服务价格
Service Price
适用对象
Targeted Customers
优惠政策
Promotion
GN002 短信通
SMS alert
为客户提供短信通知服务。
根据发改价格[2014]268号规定,商业银行为银行客户提供账户变动短信提醒服务并收费的,应事先通过网点或电子渠道等与银行客户签约;未与银行客户签约的,不得收费
Provide SMS alert service for customers.
According to F.G.J.G.[2014]No.268 Document, the commercial bank should sign an agreement about account activity SMS alert service with the customer before charging SMS alert service fee; no fee is allowed if no such agreement is signed with the customer
1.个人短信通服务:3元/月;
1. Personal SMS alert service: RMB3 per month;
2.对公短信通服务:30元/月;
2. Corporate SMS alert service: RMB30 per month;
3.国际业务短信通服务:30元/月或0.1元/条
3. International business SMS alert service: RMB30 per month or RMB0.1 per message
全部客户
All customers
1.优惠期(2017.12.5-2018.3.4)内免费
1.No fee during the preferential period (from December 5, 2017 to March 4, 2018)
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement

2.3 理财业务Wealth Management Business

编号
Item No.
服务项目
Service Items
服务内容
Service Functions
服务价格
Service Price
适用对象
Targeted Customers
优惠政策
Promotion
LC001 理财业务
Wealth management business
为客户提供理财产品销售、投资管理服务
Provide wealth management product sales, investment management services.
按协议定价,具体收费标准参见理财产品销售文件
Agreed price. Please refer to wealth management product prospectus for specific charging standard
全部客户
All customers
1.优惠期(2017.12.5-2018.3.4)内免费
1.No fee during the preferential period (from December 5, 2017 to March 4, 2018)
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement

2.4 委托代理业务Entrusted & Agency Business

一、代理销售业务Agency Sales
编号
Item No.
服务项目
Service Items
服务内容
Service Functions
服务价格
Service Price
适用对象
Targeted Customers
优惠政策
Promotion
WD001 代理基金业务
Agency fund service
为客户提供基金产品销售及相关服务
Provide sales of fund products and relevant services
按基金合同费率
According to the fund contract
全部客户
All customers
1.2018年1月31日开始收费。
1.Start charging on January 31,2018.
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
WD002 代理保险业务
Agency insurance
为客户提供保险产品销售及相关服务
Provide sales of insurance products and relevant services
协议定价
Agreed price
全部客户
All customers
1.2018年1月31日开始收费。
1.Start charging on January 31,2018.
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
WD003 代理信托及资产管理计划业务
Agency trust and asset management plan business
为客户提供信托产品及各类资产管理计划的代为推介服务、推荐信托计划及各类资产管理计划的投资者,以及提供销售建议和咨询等一揽子综合金融服务
Provide referral service of trust products and various asset management plans to customers, recommend investors of trust plans and various asset management plans, provide a full package of financial services including suggestions and consultation on the product sales
按所代理信托产品及各类资产管理计划金额的0-5%的年化费率收取;或按协议价格收取
0-5% of agency trust product amount and various asset management plans (annualized); or charged as per agreement
全部客户
All customers
1.2018年1月31日开始收费。
1.Start charging on January 31,2018.
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
WD004 代理其他销售业务
Other agency sales service
接受客户委托,在合规的前提下代理销售第三方机构(不含基金公司、保险公司、信托公司、证券公司)的产品与服务
Sell products and services on behalf of third-party institutions (excluding fund company, insurance company, trust company and securities company) in compliance with regulations as entrusted by the customer
协议定价
Agreed price
全部客户
All customers
1.2018年1月31日开始收费。
1.Start charging on January 31,2018.
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement

2.5 电子银行业务E-banking

一、在线金融业务Online Financial Business
编号
Item No.
服务项目
Service Items
服务内容
Service Functions
服务价格
Service Price
适用对象
Targeted Customers
优惠政策
Promotion
DZ001 电子金融服务
Electronic financial services
为互联网平台客户提供资金管理、客户管理、订单管理等日常服务,充值、提现、消费支付、投资赎回等支付服务,以及根据客户需求,提供电子商务咨询服务或电子招投标服务
For the Internet platform for customers,we Provide financial management, customer management, order management and other daily services , provide recharge, withdrawals, payment, investment and redemption payment service, and according to customer needs, we providing e-commerce consulting service or electronic bidding service
1.日常服务:5000元/商户/月
1. Daily Service:RMB5000.00 each Merchant for each month
2.支付服务:
2. Payment Service:
(1)跨行扣款服务:2元/笔;
(1)Inter-bank agreement deduction service:RMB2.00 per transaction;
(2)跨行付款服务:2元/笔;
(2)Inter-bank agreement payment service:RMB2.00 per transaction;
(3)本行资金划转:0.5元/笔;
(3)Within-bank agreement transfer service:RMB0.50 per transaction;
(4)资金垫资服务:首日按交易金额的1%收取手续费,次日起按0.1%收取垫资费
(4)Advance Payment service:
Charge by 1% of transaction amount for the first day,0.1% from the second day
3.增值服务:
3.Added Service:
(1)电子商务项目咨询服务:不低于5万元/次;
(1)Project consultant services:Not less than RMB50,000 once;
(2)电子招投标服务:5万元/项目
(2)Tendering and Bidding Procedures:RMB50,000 each project
对公客户
Corporate customers
1.2018年1月27日开始收费
1.Start charging on January 27, 2018
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ002 电子账户管理
Electronic Account Management
为客户提供个人电子账户管理服务,包括账户开立、实名制认证、绑定卡鉴权、日常管理等账户管理服务
We provide personal electronic account management services, including account opening, real name system certification, binding card authentication, daily management and other account management services
1.个人账户开立服务:1元/户
1.Individual Account Opening Service:
RMB1.00 per account
2.个人实名制认证服务:2元/次
2.Real name authentication Service:
RMB2.00 each
3.个人银行卡鉴权服务:2元/次
3.Bank card authentication Service:
RMB2.00 each
4.手机号认证服务:2元/次
4.Real Phone authentication Service:
RMB2.00 each
5.个人账户日常管理服务:5元/户/月
5.Individual Account daily Management service:RMB5.00 per account per month
全部客户
All customers
1.2018年1月27日开始收费
1.Start charging on January 27, 2018
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ003 系统接入服务
System Access Services
为互联网平台客户接入我行账户管理、支付结算系统提供专业咨询、平台方案设计、系统测试、系统接入指导等服务,以及企业证书等费用
For the accessing of account management, payment and settlement system ,we provide professional advice, platform design, system testing, system access guidance services,and enterprise certificates and other expenses
1.接入服务:100000元/商户
1. Access Service:RMB100,000 per Merchant
2.企业证书:500元/个
2. Enterprise certificate:RMB500 each
全部客户
All customers
1.2018年1月27日开始收费
1.Start charging on January 27, 2018
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ004 电子银行账户增值服务
Electronic Account with Value-added Services
为电子银行渠道中的账户提供附属账户服务及相关增值服务,包括但不限于:(1)附属账户管理服务,即为客户搭建账户内部登记簿分户核算体系,并提供二级账户之间资金划转、主账户与二级账户之间资金划转、回单、凭证、计息、询证、税务等一系列服务;(2)对公账户收付控制,即满足客户对资金流向进行控制的需求,为客户建立完整、安全、便捷的收付款流程
We Provide subsidiary account services and related value-added services for electronic banking channels in the account, including but not limited to:
(1)account management service for adjunct account, which accounts for customers to build the internal accounting system of household register, and provide a series of services about transferring between the second level accounts, the main account and second level account transfer, receipt, vouchers, interest, confirmation and tax;
(2)account payment control for corporate, control the flow of funds to build a complete, safe and convenient payment process"
1.附属账户体系服务:500元/月/体系;
1. Adjunct account structure service:RMB500 each structure for each month;
2.附属账户资金分户服务:按照开立的附属账户的数量,200元/月/账户;
2. Adjunct account service:CNY200 each account for each month;
3.附属账户资金交易服务:按交易金额的0.3%收费,按月从客户主账户扣收;
3. Adjunct account transaction service:charge by 0.3% of transaction amount,deduct from primary account every month;
4.账户收付控制:200元/月/账户
4. Account transaction control:CNY200 each account for each month
对公客户
Corporate customers
1.2018年1月27日开始收费
1.Start charging on January 27, 2018
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
二、行业存管业务Depository Business
编号
Item No.
服务项目
Service Items
服务内容
Service Functions
服务价格
Service Price
适用对象
Targeted Customers
优惠政策
Promotion
DZ005 个人客户电子账户账户管理
Individual customer account management
为个人客户提供电子账户管理服务,包括账户开立、实名制认证、绑定卡鉴权、日常管理等账户管理服务
We provide electronic account management services for individual customers, including account opening, real name system authentication, banking card authentication, daily management and other account management services
1.账户开立服务:1元/户
1.Daily services: RMB1.00 each customer
2.实名制认证服务:2元/次
2.Real name authentication service:RMB2.00 each
3.银行卡鉴权服务:2元/次
3.Bank Card authentication service:RMB2.00 each
4.手机号认证服务:2元/次
4.Telephone authentication service:RMB2.00 each
5.账户日常管理服务:5元/户/月
5.Daily account management service:RMB5.00 each account for each month.
全部客户
All customers
1.2018年1月27日开始收费
1.Start charging on January 27, 2018
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ006 公司客户电子账户账户管理
Corporate customer account management
为对公客户账户提供账户管理服务(含小额账户管理服务),包括但不限于账户开立、企业信息验证、日常管理等
We provide account management services for corporate account (including micro account management services), including but not limited to account opening, enterprise information validation, daily management, etc."
200元/户
RMB200 each account
对公客户
Corporate customers
1.2018年1月27日开始收费
1.Start charging on January 27, 2018
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ007 存管业务服务
Fund depository service
对被存管账户资金的保管服务
Custody of the fund depository account
合作平台放款额的0.1%
Charge by 0.1% of the credit amount by platform
对公客户
Corporate customers
1.2018年1月27日开始收费
1.Start charging on January 27, 2018
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ008 存管系统接入服务
Fund depository access service
为互联网平台客户接入我行账户管理、支付结算系统提供专业咨询、平台方案设计、系统测试、系统接入指导等服务,以及企业证书等费用
For the Internet platform, we provide customer accessing to our bank account management, payment and settlement system to provide professional advice, platform design, system testing, system access guidance services, and enterprise certificates and other expenses
200,000元/商户
RMB200,000 each merchant
对公客户
Corporate customers
1.2018年1月27日开始收费
1.Start charging on January 27, 2018
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ009 存管系统升级服务费
Fund depository upgrading service
为合作平台提供系统升级服务
We provide fund depository upgrading service for platform
100,000元/年
RMB100,000 each year
对公客户
Corporate customers
1.2018年1月27日开始收费
1.Start charging on January 27, 2018
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ010 客户电子账户资金划转
Electronic account transaction service
为个人客户电子账户提供资金的出入金服务
We provide account deducting and payment for indivial customers
1.跨行扣款服务:2元/笔;
1.Inter-bank agreement deduction service:CNY2.00 per transaction;
2.跨行付款服务:2元/笔;
2.Inter-bank agreement payment service:CNY2.00 per transaction;
3.本行资金划转:0.5元/笔;
3.Within-bank agreement transfer service:CNY0.50 per transaction;
4.资金垫资服务:首日按交易金额的1%收取手续费,次日起按0.1%收取垫资费
4.Advance Payment service:
Charge by 1% of transaction amount for the first day,0.1% from the second day
全部客户
All customers
1.2018年1月27日开始收费
1.Start charging on January 27, 2018
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ011 短信服务
SMS Service
发送短信至客户手机
Send SMS alert to customers
0.1元/次
RMB0.1 each
个人客户
Personal customers
1.优惠期(2017.12.5-2018.3.4)内免费
1.No fee during the preferential period (from December 5, 2017 to March 4, 2018)
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement
三、个人信贷业务Personal Credit Loan
编号
Item No.
服务项目
Service Items
服务内容
Service Functions
服务价格
Service Price
适用对象
Targeted Customers
优惠政策
Promotion
DZ012 个人信贷业务
Personal credit loan
为客户提供贷款服务,包括消费分期等
Provide installments and relevant services
1.分期服务费。仅针对特定产品收取,且收取分期服务费的产品不再收贷款正常利息。
根据产品类别按付款总额的一定比例收取。3期:0.90%/月;6期:0.80%/月;9期:0.80%/月;12期:0.75%/月;24期:0.75%/月
注:依据我行对客户风险的评估情况,对不同风险级别的客户收取的手续费率,可在上述基准费率上下浮动50%的范围内进行调整。
Handling fees will be charged only for particular products, for which loan interest will be exempted .
Handling fees will be charged at a proportion to the total installment amount depending on the product .Monthly fee rates are listed as follows:0.90%(3 installments);0.80%(6 installments);0.80%(9 installments) ;0.75%(12 installments);0.75%(24 installments);
Notes: In the above services, the handling fee rate for customers with different risk levels is 50% plus or minus the base fee according to the evaluation on the customer risk
2.提前还款违约金:仅针对特定产品收取。根据产品类别按剩余未付分期服务费的一定比例收取,具体比例遵照协议约定,最高不超过100%。
Cancellation fees will be charged only for particular products, at a proportion of the remaining unpaid installment fees depending on the product. Specific proportion refers to the agreement and will less or equal to 100%.
3.逾期违约金:仅针对特定产品收取。根据产品类别按未还本金金额的一定比例收取,逐期计收。费率最高不超过5%
Default fees will be charged only for particular products. Maximum 5% on unpaid balance for each month; charged monthly.
个人客户
Personal customers
1.2018年7月3日开始收费。
1.Start charging on July 3, 2018.
2.后续优惠(如有)依协议确定
2.Subsequence preferential policies (if any) are definited according to the agreement

说明Notes

1.本价目表依据《中华人民共和国价格法》、《商业银行服务价格管理办法》(中国银监会国家发展改革委令 2014年第1号)等相关规定制定。
1. The price lists are developed in accordance with the Price Law PRC and the Service Price Management Measures of Commercial Banks (CBRC & SDRC Decree (2014) No.1).


2.本价目表适用对象分为全部客户、对公客户和个人客户,其中,全部客户包括对公和个人客户;对公客户除涵盖正常开展业务的企事业单位外,还包括政府机构、金融机构及第三方合作机构等。
2. The price lists are applicable to all customers, corporate customers and personal customers. Specifically, all customers include corporate and personal customers, while corporate customers also include government agencies, financial institutions and third-party cooperative institutions in addition to companies and public institutions that run business normally.


3.本价目表中的市场调节价由中信百信银行股份有限公司负责制定与解释。法律、行政法规、政府部门规章及其他规范性文件有规定的,从其规定。
3. Market-adjusted prices herein are set and interpreted by CITIC aiBank Corporation Limited. If there are different provisions in laws, administrative regulations, regulations of government agencies and other normative documents, such different provisions shall prevail.


4.本价目表仅供客户了解本行服务项目及收费标准使用,不构成亦不应被视为任何交易的要约、承诺或要约邀请。实际服务收费标准如与本价目表所列不一致的,请以公告或实际协议为准。
4. The price lists are for the customers to know the Bank's service items and their charging standards only, and they shall not be deemed as any offer, undertaking or invitation of off to any transaction. In case that actual service charges are discrepant with those set forth herein, announcement or real agreement shall prevail.


5.本行服务价格咨询(投诉)电话:4008180100;书面投诉联系方式如下:
5. To consult or complain about the Bank's service prices, please call: 4008180100, or mail a letter to:
地址:北京市朝阳区安定路5号院中建财富国际中心9层,收件人:百信银行营运支持部,邮编100029;
Address: 9/F,CSC Fortune International Centre, No. 5 An Ding Road, Chaoyang District, Beijing, Recipient: Operation Management Department of aiBank, Postal Code: 100029;


6.本价目表自2017年9月5日起执行。其中,优惠政策自2017年12月5日起至2018年3月4日止,到期前如未发布公告,则自动按季顺延,以此类推;我行另有说明的除外。
6. The price list will be implemented from September 5, 2017. The preferential policies will be valid from December 5, 2017 to March 4, 2018 only, and if no announcement is made before expiration, they will automatically extend on a quarterly basis, unless otherwise specified by the Bank.

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